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Business Insurance

from Morgan Insurance

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Our top-tier agents are here to provide a rate, assist with a claim, expand your coverage, or just answer questions.

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We work with a wide range of reliable insurance companies and can provide coverage options to fit your needs.


Whether you’re a small business with a variety of bonding requirements, or an individual looking for a specific type of bond, we have a surety program designed to fit your needs. We will work with your business to find products supported by value-added services to commercial banks, savings and loans, insurance companies, finance and loan companies, and credit unions.

Commercial Auto Insurance

From local pizza delivery to large commercial fleets, we offer commercial auto insurance packages to fit your business. Business insurance needs are as diverse as the business owners themselves. Your policy should be tailored to how you’re using your cars and trucks for your business. We can find the right coverage for your needs.

Commercial Liability Insurance

Whether you’re looking for additional protection for your business or are being required to obtain coverage by a client, we can provide options for commercial liability insurance for your business. Liability for businesses can range from general commercial liability coverage to specialized policies such as professional liability (E&O), employment practices (EPLI), and directors and officers (D&O).

Commercial Property Insurance

Commercial property insurance can help reduce the risk of a loss putting a financial strain on your business. Our professional agents can review your business assets, such as properties, inventory, equipment, and tools and recommend coverage so that you’re adequately insured. We work with many commercial insurance companies who offer programs tailored to business owners.

Commercial Umbrella Insurance

When a catastrophic liability loss occurs, an umbrella insurance policy can mean the difference between a business surviving and a business failing. Commercial umbrella insurance helps you protect your assets by providing liability limits above and beyond your other insurance policies. One of our insurance advisors can review your business insurance needs and recommend what kind of liability coverage you need to protect yourself and your company.

Contractor Insurance

Whether you focus on a single trade, such as plumbing or electrical maintenance, or provide a wide menu of services, our experienced agents will take the time to learn your unique business and recommend contractors insurance solutions that fit your needs. We focus on building long-term relationships, and as your company grows and changes, we’ll provide rate and coverage reviews to help you protect your bottom line.

Cyber Liability Insurance

Regardless of what type of business you own or manage today, you need cyber liability insurance. You probably have some type of online presence, but even if you operate entirely from a brick-and-mortar location, you need protection against hackers. Identity theft is rising, and cyber crime that compromises your customer or patron base can cripple your organization if you don’t have the right protection in place.

Errors & Omissions Insurance

Errors and omissions insurance, is a specific type of business liability insurance. Should you make a mistake in your profession, errors and omissions insurance can protect you in case of liability that could lead to a lawsuit by covering settlements, legal fees, and judgments. Without E&O insurance, you may be liable for these expenses out of your own pocket, which most businesses cannot afford.

Inland Marine Insurance

Whether you need inland marine insurance to protect against risks on a daily basis or require coverage for a single move, we can help. Our risk management experts can assist you in determining what amount of coverage your organization needs to protect your business interests.

Landlord Insurance

As a rental property owner, you’re no stranger to the challenges that come with being a landlord. No two rental properties are the same, and the insurance coverage needed for your real estate investments is just as unique. While you don’t need to worry about insuring the personal possessions of your tenant, there’s a whole host of other coverages to consider.

Nonprofit Insurance

If you operate a nonprofit, you need the assistance of qualified insurance agent that understands the needs of 501(c)3 organizations. We work with insurance companies who offer specialized coverage to insure you, your board of directors, your volunteers, and the people you serve. The good work perpetuated by your nonprofit can be endangered by a number of risks.

Rental Property Insurance

Rental property insurance generally covers damage to your residential space and personal belongings. It provides coverage for lost rental income and medical and legal costs (liability) as well. We can customize policies so you get the appropriate coverage for your rental property while staying within your budget.

Restaurant Insurance

No two restaurants are exactly alike. A trendy downtown bar has very different insurance needs from a fast-food franchise, and a coffee shop has different liability concerns than a bar and grill. We have insurance solutions for all types of restaurants, bars, cafes, food trucks and more. Our professional insurance agents will take the time to learn about your business and recommend a tailored insurance policy to address the needs of your unique operations.

Technology Insurance

Your IT company faces different risks than companies in other industries. We offer policies to address the specific concerns of technology companies, whether you operate a sole proprietorship out of your basement or an IT firm in a downtown office. As your IT business expands and the landscape of corporate technology evolves, our experienced insurance agents will review your policy with you.

Workers Compensation Insurance

We can help your business find complete solutions to your unique workers compensation insurance needs, including services such as innovative payment systems, physician consulting services, and more. Our experienced agents will find solutions that create safer and more productive workplaces, more confident and secure workers, and overall savings that you’ll see on your bottom line.